There are a number of benefits if you have your PAN linked with your Bank Account. But we will talk about those benefits associated with Refunds and TDS for bank accounts with PAN linked in another article. Here we will tell you how to link your PAN with your bank account.
If your PAN is not seeded in your bank account, the first thing you need to do is to ensure that the bank account is updated with your PAN. This can be done in three ways — (processes may vary slightly from bank to bank):
Option 1- Online linking of PAN and Bank Account at banking website (recommended).
Option 2- Calling Bank on their toll free number
Option 3- Visiting Bank Branch.
To check if your bank account is already validated for PAN linkage, you can log on your e-filing account in and by selecting the “pre-validate your bank account” option under the “profile setting” section.
Online Linking PAN with bank Account
Let’s look into the first and most convenient option for you to get your PAN linked with your Bank account.
Go to the internet banking website of your respective bank. Provide Login Details and Login to your internet banking website with the help of your banking registered user id and password.
Service Request
After logging into your internet banking account, you will find “Service Requests” on the current page.
Enter the Details and submit
Now, enter the specified details which contain in your PAN card such as your PAN card number, DOB on your PAN card, and also your registered email ID and submit.
Link your PAN
After verification of your submission, bank will link your PAN to your bank account within the specified timeline.
Calling on Service Toll-Free Number
The next best option for you is to call your bank on their toll free number. Service Toll-free number for every bank can be easily found online.
Connect to Customer care
Call the toll-free number and go through the IVR, until you are connected to the customer care executive.
Request to Link PAN
You need to convey the customer care executive that you want to link PAN Card with your Bank Account.
Provide Details to customer care executive
Provide your bank account number and other required details to help the customer service executive to verify your identity.
Link your PAN
Give the customer care executive your PAN for updating. After verification of your details, bank will link your PAN to your bank account within the specified timeline.
Approach Respective Bank
Now, lastly comes the old fashioned way of getting things done. This will require you to clear your schedule and have a walk to your nearest Bank branch.
Visit the bank branch where you have your bank account.
Fill and submit Know your Customer (KYC) Application Form
Link your PAN
After verification of your application, bank will link your PAN to your bank account’ within the specified timeline.
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